Dr Vinay Kandpal holds Ph.D. in Management from Department of Management Studies, Kumaun University, Nainital. He is honours graduate in Commerce from University of Calcutta and did his MBA with dual specialization in Finance & Marketing. He is pursuing D Lit from Kumaun University Nainital on A Study of Social and Economic Implications of Financial Inclusion in Uttarakhand. He is Assistant Professor in Department of General Management, School of Business, University of Petroleum & Energy Studies, Dehradun. He has over 14 years of experience in Academics.  He has published 28 research papers in the areas of topics like Banking, Digitalization, Smart Cities, Infrastructure Financing, CSR, Corporate Governance, Fintech and Infrastructure Finance in leading refereed and indexed Journals. He has presented papers in National and International Seminars and Conferences on various topics in Institutes like IIM Ahmedabad, IIM Kozhikode, IIM Bangalore, IIM Indore, IIM Raipur and IIT Delhi to name a few. He has participated in the UGC Refresher Course organized by Academic Staff College Kumaun University, Nainital and FDPs in IIT Kharagpur and Banaras Hindu University. His fields of Teaching and Research Interest are Financial Accounting, Management Accounting & Cost Accounting, Working Capital Management, Capital Market, Mutual Fund, Financial Management, Banking, Financial Inclusion and Financial Institutions. He is a member of All India Management Association Indian Accounting Association and Indian Commerce Association. He has published 4 books in the area of Accounting & Finance.