I am Abubakar Umar Abdullahi. As a dedicated M.Com. Banking and Finance student at Kalinga University, I am committed to deepening my understanding of financial systems and banking operations. My academic journey encompasses key areas such as international finance, financial markets, and auditing, aligning with the curriculum's focus on both national and international financial management.  Beyond academics, I actively engage in university-led research initiatives and financial literacy workshops, reflecting my commitment to the practical application of theoretical knowledge. This holistic approach enhances my analytical abilities and prepares me for leadership roles in the banking and finance sectors, which aligns with the program's objective to develop professionals with specialized skills and applied competencies.